Finance Calculators
Financial decisions have long-term consequences. A half-percent difference in mortgage rate can cost tens of thousands over the life of a loan. Not understanding compound interest means underestimating how much your savings can grow — or how fast debt accumulates. Our finance calculators cover the numbers that matter most: mortgage payments, compound growth, investment returns, loan payoffs, and retirement planning. Whether you are buying your first home, comparing loan offers, or building an emergency fund, these tools help you run the numbers before you commit your money.
433 calculators available
Expense Ratio Calculator — Compare Fund Fee Costs
Enter two fund expense ratios to see the true dollar cost of fees over 10, 20, or 30 years, plus the ending balance gap between funds.
FFO Calculator — REIT Funds From Operations
Calculate Funds From Operations with the NAREIT formula, plus FFO per share and the P/FFO multiple to value any listed REIT.
FHA Loan Calculator — Estimate MIP and Monthly Payments
FHA loan calculator with upfront and annual MIP built in. See the true monthly payment on a 3.5% down purchase before you talk to a lender.
Fibonacci Retracement Calculator — Key Trading Levels
Compute 23.6%, 38.2%, 50%, 61.8%, and 78.6% Fibonacci retracement levels from any swing high and low for stocks, forex, and crypto.
FICA Tax Calculator — Social Security & Medicare Tax
Estimate FICA tax with 2024-2026 wage bases: the 6.2% Social Security cap, 1.45% Medicare, 0.9% surtax, employer match, and SECA self-employment tax.
FIFO Inventory Calculator — COGS & Layers
Compute COGS and ending inventory under FIFO, LIFO, or weighted average by consuming purchase layers in order, with the method gap in dollars.
Finance Charge Calculator — Total Cost of Credit
Compute the total finance charge on any installment loan — amortizing, add-on, or from your quoted payment — and verify your Reg Z disclosure before signing.
Financial Leverage Ratio Calculator — Equity Multiplier
Compute the equity multiplier from assets and equity, with debt to equity and debt to EBITDA companions. See how leverage amplifies ROE.
FIRE Calculator — Plan Your Early Retirement Number
Estimate your FIRE number and years to financial independence from your savings rate, expenses, and expected returns.
Fisher Effect Calculator — Nominal vs Real Rates
Convert between nominal and real interest rates with the Fisher equation, solve breakeven inflation, and see how inflation erodes savings purchasing power.
Equation of Exchange Calculator — Fisher MV = PY
Fisher equation of exchange MV = PY calculator: enter money supply, velocity, and output growth to get exact inflation, price level, and nominal GDP.
Fixed Asset Turnover Calculator — PP&E Efficiency Ratio
Compute fixed asset turnover from net sales and average net PP&E, with industry benchmarks and the revenue each $1 of fixed assets generates.
Fixed Deposit Calculator — FD Maturity & Interest
Calculate fixed deposit maturity value, total interest, and payout income. Compare tenures, senior citizen rates, and compounding frequencies before booking.
Florida Overtime Calculator — FLSA 1.5x Pay + Tips
Estimate Florida overtime pay under the FLSA: time and a half after 40 hours, tip credit math, and the 2026 minimum wage floor.
Florida Sales Tax Calculator — County Rates & Totals
Estimate Florida sales tax with the 6% state rate plus county discretionary surtax, including the $5,000 single-item cap on big-ticket purchases.
Forward Premium Calculator — Annualized FX Premium %
Compute the annualized forward premium or discount from spot and forward rates, with forward points, pips and cash value on notional.
Forward Rate Calculator — Implied Rate From Spot Rates
Derive the implied forward interest rate between two spot rates on the yield curve, with annual, semiannual, or continuous compounding.
Free Cash Flow Calculator — OCF Minus Capex & Yield
Calculate free cash flow from operating cash flow minus capex, or build unlevered FCF from EBIT, with FCF yield and reinvestment rate outputs.