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Finance Calculators

Financial decisions have long-term consequences. A half-percent difference in mortgage rate can cost tens of thousands over the life of a loan. Not understanding compound interest means underestimating how much your savings can grow — or how fast debt accumulates. Our finance calculators cover the numbers that matter most: mortgage payments, compound growth, investment returns, loan payoffs, and retirement planning. Whether you are buying your first home, comparing loan offers, or building an emergency fund, these tools help you run the numbers before you commit your money.

433 calculators available

FCFE Calculator — Free Cash Flow to Equity Per Share

Estimate free cash flow to equity (FCFE) from net income, D&A, capex, working capital and net borrowing, with a per-share equity cash figure.

FCFF Calculator — Free Cash Flow to Firm Three Ways

Build unlevered firm cash flow from EBIT, net income, or EBITDA, cross-check all three paths, bridge to FCFE, and read the FCFF yield on enterprise value.

Stock Free Float Calculator — Shares Available to Trade

Calculate a stock's free float: tradable shares, float percentage, and float-adjusted market cap from outstanding, restricted, and insider counts.

FTE Calculator — Full-Time Equivalent Employees

Convert full-time and part-time staff hours into one FTE headcount for budgeting, ACA compliance, and capacity planning.

Future Salary Calculator — Project Your Earnings

Project your salary over 5, 10, or 20 years with merit raises, job-switch bumps, and inflation adjustment. See nominal pay and real buying power.

Future Value Calculator — Lump Sum Projection

Project what a single deposit grows to at any compounding frequency, with inflation-adjusted real value and the simple-interest comparison built in.

Futures Contract Calculator — Profit, Loss & Margin Return

Calculate futures contract profit and loss from entry and exit prices, contract size, number of contracts, and return on initial margin.

GDP Calculator — Expenditure Approach & Per Capita

Add C + I + G + (X - M) to get GDP instantly, plus net exports, component shares, and per capita GDP from population.

GDP Deflator Calculator — Nominal vs Real GDP

Compute the GDP deflator from nominal and real GDP, plus the annual economy-wide inflation rate and the real vs nominal growth gap.

GDP Gap Calculator — Output Gap & Okun's Law

Measure the GDP gap between potential and actual output in dollars and percent, with Okun's Law unemployment and jobs gap estimates.

GDP Growth Rate Calculator — Quarterly & Annual

Calculate GDP growth as an annualized quarterly rate, year-over-year change, or multi-year average from two real GDP readings.

GDP Per Capita Calculator — PPP & Living Standards

Convert nominal GDP per capita to PPP international dollars, split real GDP growth into population drag, and find per-capita doubling times.

Georgia Overtime Calculator — FLSA Pay & Regular Rate

Georgia has no state overtime law — this tool applies federal FLSA rules: blended regular rate, salaried nonexempt half-time, and tipped OT pay.

Gift of Equity Calculator — Down Payment From Family

Compute the gift of equity when selling a home to family below market value. See the buyer down payment, cash to close, and loan amount.

Gini Coefficient Calculator — Measure Income Inequality

Enter income by quintile to get the Gini coefficient, Lorenz curve area, 80/20 ratio, and Palma ratio for any income distribution.

GMROI Calculator — Gross Margin Return on Inventory

Calculate GMROI from revenue, COGS, and inventory balances to see how many margin dollars each inventory dollar produces.

Gold Melt Value Calculator — Scrap & Jewelry Worth

Estimate the melt value of scrap gold or karat jewelry from weight, purity, and spot price, then see the net payout after buyer fees.

Goodwill Calculator — Purchase Price Allocation

Calculate goodwill from any acquisition: purchase price minus fair value of net identifiable assets, with bargain purchase detection.

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